When Brain Injury Results in a Lifelong Disability

Many traumatic brain injuries are caused by the negligence of others, as in the case of some car accidents. Other brain injuries may be caused by defective or dangerous products, or they may occur on the job site. If you or a loved one has suffered a lifelong disability from a TBI where someone else is liable, then you have likely been approached by the individual's insurance company looking to make a settlement with you for your injuries. The amount of money offered may seem large and adequate for the injuries that you or your loved one has suffered.

Remember, however, that the insurance company is not necessarily working in your best interest. You need to discuss insurance offers with your attorney before you agree to any settlement. If you do not currently have an attorney, look for one who specializes in traumatic brain injuries, disability, and personal injury law.

An attorney will be able to help you generate an estimate that covers all anticipated expenses over the remainder of your or your loved one's lifetime. To create such an estimate, your attorney will work with your medical providers to assess the extent of your disabilities, what support you will need throughout your lifetime, and what those needs will cost. Your attorney will ask:

• How well will you or your loved one be able to provide a living for themselves and their family?

• Will you or your loved one be capable of self-care, or will you need long-term caregivers?

• Will you or your loved one need long-term therapy or medical care?

• How will inflation affect these costs over the long run?

All of these factors will be turned into a financial assessment that your attorney can present to the responsible insurance company. Your attorney will make sure that all costs are accounted for and not overlooked by the 

Lifelong disabilities are difficult enough to deal with, even without the financial burdens that they can incur. If someone else was liable for your or your loved one's TBI disability, then settling with the insurance company will be a great relief, but you don't want to find out later that the settlement originally offered wasn't enough to meet all the needs created by a lifelong disability.

Working with an attorney who specializes in traumatic brain injuries, disability, and personal injury settlements will ensure that you are compensated with an adequate amount to meet all of the needs associated with your or your loved one's disability throughout a lifetime.

Clearing the Muddy Waters of Social Security Disability

There are many people out there that have questions about the Social Security Disability process, how it works, if they qualify and what to do. This process can be extremely frustrating to someone unfamiliar with the laws or the process. If this is you, you are not the only one out there feeling that way. Here are some basic questions that we hear a lot and a few simple straightforward answers to those questions. We hope that this information can help you to better understand the process, and know what you should do next.

The question we probably hear more than any other is "How are Social Security Disability and Supplemental Security Income different? The truth is, there is a lot of difference between them. Social Security Disability is known as SSD and Supplemental Security Income is known as SSI. The common ground between the two is they are both for disabled citizens, but that is where the commonality ends.

SSI is for those people that are disabled and have never worked or have not worked enough to qualify for SSD. This is a wide group, including children, mothers or fathers who stay at home, or people who worked before they were disabled, but did not pay enough into Social Security to qualify for SSD benefits. SSI also is income based, so if you are married and your spouse makes too much money for the Social Security guidelines you could be denied even if you are disabled.

Social Security Disability works like this: you work, you pay taxes, and you pay for Social Security. The Social Security Administration keeps records on each individual, recording how many years they worked, how much they earned, and how many Social Security "quarters" they have worked and paid. Once a person has qualified for SSD benefits, a Social Security record or statement will be provided to them annually. This statement will detail how much money you could receive if you became disabled and approved for Social Security Disability benefits. This statement also tells you your Date Last Insured often referred to as your DLI.

How Does Disability Work?

There is lot of information out there on the Internet regarding applying for disability and what to do if your disability claim gets denied. But if you manage to beat the odds and get approved for disability payments, what happens then? How much can you expect to receive?

The good news is that whether you were applying for Social Security Disability Insurance or Supplemental Security Insurance, the payouts will work in the same way.

How It Works

Once you've been approved for disability insurance of any kind, your payments will begin exactly six months after your disability was deemed to have begun. For example, if the Social Security Administration says that you became disabled and unable to work as of July 1st, your first disability payment will come on December 1st of that year.

Another thing to keep in mind is that SS benefits come the month after they are due. So your disability check that is for December would come at the beginning of January. Be aware of this and budget appropriately.

How Much Will I Receive?

The answer to this oft-asked question is almost reassuringly disappointing: it depends. The amount of money that you receive from Social Security Disability Insurance is entirely dependent on your monthly earnings. What this means is that the longer you have worked, the more money you will receive in disability payments. The amount of money that you get is not based on the severity of your disability.

Of course, if you are applying for Supplemental Security Income, the game is a little different. As this program is meant for those who have never been able to work due to a disability, the amount of money is based more on need and no amount of time worked. However, it is worth noting that payments from Supplemental Security Income tend to be smaller than those out of Social Security Disability Insurance. Both programs have the same process for applying, but if you qualify for one you almost certainly do not for the other. Be sure that you are applying for the correct kind of benefits, otherwise, your application may take even longer to process.

If you would like a more holistic estimate of how much money you will receive, consider checking out the Social Security Administration's Benefits Calculator. This will show you based on your age and work history how much you can expect to receive from Social Security should you be awarded disability payments.

Recreational and therapeutic programmes

Sunshine Communities makes it our mission to see to it that every impaired individual in our care fits and is secure. Sunlight Communities has all sorts of restorative and also leisure programs readily available to people in their treatment. At our main university, Sunlight offers several sorts of recreational as well as healing programs that are also available to the general public. We have Sunshine Acres, a multisensory space, as well as additionally a pool and also fitness center.

There's Sunshine Acres, which houses our treatment horses, Sissy, Katie, Harley, and Taz. We offer a variety of horse-assisted activities with accredited riding teachers. Sunlight Acres is additionally where our crew tends our flower, herb, as well as vegetable yards. Often tending to a yard can verify very therapeutic and also enjoyable.

The multi-sensory room provides a room for the people in our care to kick back, reenergize, or perhaps a safe room to allow out their frustrations. The multisensory area supplies a variety of experiences for numerous excitements. Time spent in such environments can increase focus, enhance awareness, awaken memories, focus attention, and also enhance mobilization, imagination, as well as social connections, and communication.

Our pool as well as fitness center is a terrific places for our residents to unwind, play, and also exercise. Our pool is kept at simply over 90 degrees, so it's extremely comfortable! The Sunlight Area pool hosts joint inflammation courses, open swim, as well as pool rentals! The health club has 2 basketball hoops, basketballs, games, and also other sports devices.

Therapeutic, as well as entertainment tasks, are an important part of a complete and energetic life, also for non-disabled individuals. Restorative leisures aid fight feelings of depression, improve as well as preserve movement and protect psychological health. The chances that we offer at Sunshine Communities enhance the lifestyle of our residents and provide the opportunity to boost their social as well as physical abilities. These therapeutic and leisure programs help to foster the common partnerships that comprise Sunlight Communities!

With widespread school closures, children with disabilities have lacked access to basic services such as meal programs; assistive technologies; access to resource personnel; recreation programs; extracurricular activities; and water, sanitation, and hygiene (WASH) programs. COVID-19 has led to a sudden shift in the role of the parent/caregiver to act simultaneously as their teacher, in addition to exacerbating the digital divide between learners related to access to equipment, electricity, and the internet.

Come to Work at Sunshine in Direct Support, Care or Healthcare

August is here, and now is a great time to look into working with our teams here at Sunshine. Supporting is our role here in Maumee, Ohio, and we would love to have you apply for jobs working here with us.

At Sunshine, we want to find the right people to fill healthcare jobs caring for people with developmental disabilities, so if that's a role you're interested in performing, we'd love to hear from you.

What Are We Looking for at Sunshine?

We're looking for individuals who are:

• Hard-working
• Compassionate
• Creative
• Supportive

To succeed at Sunshine, you have to be willing to work to make a difference. We want to have people on our team who are enthusiastic about helping others, empathetic about what people are going through, and caring towards others. Of course, having the right education and skills matters when you're working direct support professional jobs or direct care professional jobs, but at the core, we want to work with individuals who are dedicated to the mission, community, and people we're working to help.

There are many, many ways that you can help your community while also working a job that is both fun and rewarding. Take a look at our careers page to see what kinds of roles we have open and to take steps to join our team.

What Do We Do at Sunshine?

At Sunshine, we support people who live with intellectual and developmental disabilities. We work with all age groups, from young children through the elderly.

How do we provide support? We offer direct care and directs support. We have therapeutic service, residential, recreational, and vocational programs. We support both those who live with developmental or intellectual disabilities and those who care for them, like their families and friends.

What Kind of Community Does Sunshine Serve?

Sunshine serves a wide range of people. Who you'll work with will depend on the job that you are hired to do with us. We have administrative staff that helps us keep our paperwork in order and programs operating. We also have healthcare roles as well as jobs for:

• Lifeguards
• LPNs
• Direct support professionals
• Direct caregivers
• Cooks
• Therapists
• Behavior technicians

The good news is that not every role requires a medical degree or license. Some jobs will require further licensing or training, but if you have the compassion necessary to help and care about others, then we want to get to know you.

At Sunshine, we have a variety of opportunities that help you support people. There are many job opportunities available now.

Just head over to our careers page to look at the open roles. Or, if you want to learn more about us, you can go to the "About Us" page to see what kinds of things we do here at Sunshine. We're here to help, so if you have questions about a specific job or want to talk about what kind of role you might fit best into, we'd love to have that conversation with you.

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